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Updated over 3 years ago on . Most recent reply

Joseph Anderson's profile image
Joseph Anderson's profile image
Joseph Anderson
  • from Houston, Texas
  • Member since Feb 17, 2017
Connect

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17
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5
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Joseph Anderson's profile image
Joseph Anderson's profile image
Joseph Anderson
  • from Houston, Texas
  • Member since Feb 17, 2017
Connect
Joseph Anderson
  • Houston, TX
5
Votes |
17
Posts
Houston Real Estate Forum

Cadence Bank Affordable Home Loan Program

Joseph Anderson
  • Houston, TX
Posted

Anyone have experience with Cadence bank? More specifically they’re Affordable Home Loan Program?

They advertise:

  • A low down payment
  • Competitive, fixed rate - 3.875%
  • NO origination fee -- typically 1% of the loan amount
  • No mortgage insurance requirement
  • Up to 100% of loan-to-value

    • The catch is the home has to be in a low to moderate income area. However, in Houston there are plenty of options. Can be used on single family and duplex.

    https://www.policymap.com/embedmap_dyn?lqid=59216

    Looks to be a pretty good offering. Wanted to share and get peoples thoughts on it. Is anyone seeing similar offers from other banks?

    https://cadencebank.com/personal/mortgages/afforda...

    Houston, Texas
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