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Updated over 7 years ago on . Most recent reply

User Stats

19
Posts
3
Votes
Mark H.
  • Hamilton, OH
3
Votes |
19
Posts

Looking for a lender for a small FHA loan

Mark H.
  • Hamilton, OH
Posted

Hello all,

I am currently looking in the Cincinnati, OH market for my first "house hack" SFH, duplex, triplex, or quadplex in the 50k-100k range. I am planning on getting an FHA loan. I have good credit, a decent amount of savings, and no debt. However, I am in college and therefore only working 28-32 hours a week; in addition, I have switched jobs quite a bit in the past 2-3 years due to internships.

Will my work history affect my ability to get a loan? I have heard that small banks are more likely to be more flexible with their loan requirements - Any suggestions for local banks in the Cincinnati area that deal with FHA loans?

Thanks, everyone!

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