Looking for Home Equity Loan (Not HELOC) in Columbus, OH

[Anthony Hayes]

Does anyone know of a lender who will do a home equity loan (i.e. a second mortgage) on a 2-4 unit multi-family investment property in Columbus, OH? If so, can you provide me with their name/contact info?

For more context, I have a meaningful amount of equity (and cash flow post debt service) in a few deals that I purchased in the last 12-18 months. The interest rates on my existing loans are very low, so I don't want to do a cash out ReFi and have to pay an increased interest rate on the entire loan amount. Therefore, I’d like to keep the initial loans in place and access the equity via a home equity loan (i.e. a second mortgage) that would be subordinate to my existing mortgage.

While I know I can use a HELOC, I a) want to lock in the interest rate today and b) plan to use the money I pull out to purchase more multi-family properties.