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Tax Liens & Mortgage Notes

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Foreclosing 2 AZ land parcels with same owner, separate actions?

Karen D. Schiano
Posted Sep 22 2021, 19:27

I am about to foreclose tax liens on two adjacent Navajo Co Arizona land parcels owned by the same person.  Can anyone tell me if I will need to send separate Notice of Intent to File Foreclosure Actions or if I can list both parcels on the same Intent to File and, then, if not redeemed, Foreclosure Action?  Thanks

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Cody Cox
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Replied Sep 23 2021, 06:10

You need to demand each parcel individually, Assuming there are 2 separate notes and Trust Deeds. 

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Chris Seveney
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Chris Seveney
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Replied Sep 29 2021, 13:03

Typically its per parcel. You can ask an attorney if you can name both parcels in one count.

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Don Konipol
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Don Konipol
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Replied Sep 30 2021, 10:41

@Karen D. Schiano

This is all controlled by the Deed of Trust and note. If there is one Deed of Trust and one note covering both parcels, then there is one foreclosure action. If there are two Deeds of Trust and two notes, than separate foreclosure actions are needed. In the rare case that there is one note secured by two Deeds of Trust, then shoot yourself.

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Karen D. Schiano
Replied Oct 12 2021, 10:45

Thank you all for your replies.  Very helpful.