NC Mobile home Interest Rate ???

[Scott C.]

What rates are yall using in North Carolina when you sell Mobile homes (Lonnie deals)?I'm trying to understand the NC general statutes regarding setting Mobile Home interest rates. I think I understand, but my interpretation is the highest rate i could set based on GS 24-1.1(c) is 6% higher than the 6 month T-bill. Currently that would mean I could charge about 6% interest right now. Kinda seems low for mobile home investing. Curious what everyone else is charging in NC.