Buying notes - rates of discount

[Robin Ferrier]

Hi, I am new to the concept of holding notes as I am contemplating offering my property with seller finance. I have a property I would like to sell for 30k. If I were to receive money down of say 10k (probably less) and I held a note for the balance, if I went to a note buyer what rate would they likely be able to offer.

It is hard for me to work out if it is better to offer seller financing or offer a reduced price, so the discount on the note could be very important.

Is it reasonable to assume that the rate of discount on the note decreases as the note amount increases? Would 20% discount of a 20k note apply but say 15% for a 200k note. I really have no idea. Can anyone advise?

Does it vary widely from note buyer to note buyer, ie does it pay to shop around or does shopping around lose you credibility?

Many thanks.

Robin