Best loan options for multi

[James Godbout]

Hi all,

I’m looking to buy a multifamily in the boston area and am trying to understand my loan options.

I have bought 2 houses in the past (one sfh in Texas, one multi in Roxbury) but both were via house hacking and with a VA loan.

I'm trying to get a handle on what to expect in terms of interest rates, required LTV, and how the process differs if I use an LLC vs putting it in my name.

Would be happy to chat with any local lenders here or just hear from those who have knowledge on best options for me to pursue financing.