Investment Ideal Range

[Rich D. Rios Jr.]

Hi there Bigger Pockets Family-

I am getting started out and am interested in being a Private Money Lender and working my way up to eventually investing in rentals. However, I am able to only bring $20k although I am planning on being able to set aside more very shortly. As a rule of thumb is it best to have a significant amount of money available for lending, or is a small amount still acceptable for smaller projects such as home improvement for others? 

Thank you so much!

-Rich D. Rios Jr.