Your personal home strategy

[Jon Klaus]

Are you using your home for something beyond shelter and lifestyle choice? Is your home part of your real estate investing strategy?

Examples:
--You move fairly often to take advantage of the home sale tax exclusion of up to $250K/$500K.
--You live in a fixer and rehab it while you live there.
--You live in a unit of a duplex or quadplex and have your tenants pay the mortgage.
--You choose the part of the country you live in based on how you think it will do over the next few years.
--You borrow to the max at a low rate on your home, using the dollars that are freed up to buy investment properties.
--You rent for dirt cheap to free up funds for REI.

For me, it's land banking. I live on a ranch outside a big city, close to an interstate highway, hoping that land values will grow more quickly than home values. This with a realatively cheap cost of funds.

What's your personal residence strategy?