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Updated about 6 years ago on . Most recent reply

PAY OFF DEBT OR SAVE MONEY
If anyone can share there experience or opinion I would appreciate it.
I'm currently saving for a duplex that I'm hoping to buy within 1 year. I'm currently on pace to only have about %50 -%70 of the savings I need for all the initial cost including the down payment. But, on the other hand ,my credit is going back and forth from poor to fair on a monthly basis,and can only afford minimul payments on my debts.My question is is it more effective to pay of debt and repair my credit first ,then save. Or vice versa.bc doing both at the same time is diff
icultat yhe time .I have a full time job,a family,and just started as a REALTOR 3 months ago.