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Updated almost 3 years ago on . Most recent reply
![Noah Joseph Armstrong's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1148418/1646949132-avatar-noahj13.jpg?twic=v1/output=image/crop=1969x1969@0x0/cover=128x128&v=2)
22 Years Old, Looking to Expand Portfolio.
Over the last year or so, I have been soaking everything I can in real estate. I am 22 years old, about to get married next month. I bought a duplex in December and am house hacking it currently under an FHA at $1,200 a month. My upstairs tenant is paying $1,650, so I am socking the extra away for a rainy day (or another down payment!). I live in Upstate NY, but am hoping to move to NC or TN in the next 3-5 years, so my goal is to start purchasing down there rather than in NY.
I know I want to own rentals in the south. I really love the idea of doing seller financing and have scoured Facebook Marketplace, Craigslist, Zillow, and more, hoping to find something open to owner financing. Heck, just last night, I sent messages to 60 people, and only 1-2 said they are interested. I am going to pursue those to their full potential, but I feel like I am missing something. I WILL be financially free to quit my job by 2023. I have been working pretty much 50 hours a week since 18 while going to school full time, so I know I have the drive to make it happen, I just feel like I can't make anything stick but bank financing. I only make 35k a year, and my soon-to-be wife is going to be finishing up her Master's starting in December.
What are you guys doing to make your deals happen? I see all these seller-financed deals with 0 down popping up, but am not finding anyone really motivated to do seller financing, let alone at 0 down. I know I have alot to bring to the table, I just need to get my foot in the door.
Thanks for the advice!