Florida Banks that Cash Out Refi in Less Than 6 Months

[Renee Yourk]

Hello BP Forum!  I'm a newbie investor (have three investment properties).  I purchased a new construction in Palm Bay, FL for $220k but other similar homes from this same builder have been appraising in the $240-250k range.  I am thinking of paying cash and then financing so that I get back more cash to reinvest.  So do you think this is good idea?  If so do you know of any banks that have a quicker than 6 months seasoning period. 

Renee