Barbara, so there are an awful lot that goes into what credit limit/rate you get when you apply, for example, your credit score, your income, your employment history as well as credit history - applying for lots of recent credit scares some lenders. Assuming you are good with those, I would suggest hitting up some Credit Unions. I recently received a personal line of credit for $30k from State Department Credit Union as well as $25k from Northrup Grumman Credit Union. Sounds tough to get in but they aren't, just have to join one of their charities/associations. They aren't "local" but they do offer larger lines of personal credit. Also, suggest researching on Youtube, in my research I ran across "credit plug" and decided to run through some of his suggestions and it worked for me, obviously there aren't any guarantees but something to check out. Good luck!