newbie from Woodside, Queens, NYC

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Wow, I just found this site tonight and am greatly inspired.

I came to NYC in 2001. I had no friends, no family, no job, no college degree, a FICO of 540, 13 collections on my credit report, a box of clothes, and just 5K in the bank.

Now 5 years later, I have a 4 year degree, a mid fico of 720, nearly 100K in unsecured credit, no collections on my credit reports, many loyal friends, a wardrobe for any occassion, and a steady job with great benefits...still working on the family part :D

But that isn't where I want to be in five years. I want to be poised for Real Estate greatness, as measured by my own standards for success.

And this board has seemed to open the floodgates of potential.

The way I see it, I've just been born. Now its time to make some decisions that make growing up as profitable and pleasurable as possible.