Struggling to find Financing

[Elliot Hammond]

Hi it’s my first post and I’m in the process of purchasing my first property in Alberta, Canada for rental/house hack. The property is very unique it’s split into four self contained units. Everything was good to go and the appraiser working for the bank has deemed the property commercial instead of residential he believes the property is in a commercial zoned area.  I’ve reached out to the town planning to correct this decision. The lender is saying the new by laws state that if I was to knock down the building and re build I would have to include a commercial building on the ground floor and residential above as per new planning laws. 
Looking for any ideas, advice or clever financing ideas