Structuring a Partnership Deal

[Zack Pirulli]

Hey All,

I am in talks with a friend of mine to partner up on a deal. We will be splitting the cost of the down payment 50/50 but only her name will be on the mortgage (most of my income is commision making qualifying difficult). But both of our names will be on the deed. Since my name is not on the mortgage, will it still show up as debt for me when I go to get approved for the next house? Or will it not show up because I am only on the deed?

Thanks!