Newbie with Student Debt

[Zachary Kucharek]

Hello all!

I am 27 years old and a Physical Therapist. I have lately gotten pretty deep into listening to the podcasts on the way to work and at the gym, as well as reading the articles and forums quite often. I have been thinking about investing in Real Estate since before hearing the BiggerPockets podcast, then when I started listening to it more the fire was really lit. I am in an interesting but common position of being hindered by a large amount of student loans. I am paying them down aggressively and have refinanced them to reduce my interest rate to a palatable amount. However, I am very interested in doing a house hack with multifamily home so that I can live for cheaper while building an asset simultaneously. I have finished saving my emergency fund for now and have several month cushion there, and I am currently putting money toward an investment down payment at this point. I know you can use a FHA loan for a down payment paying around 3.5% down on a multi family house that I would live in for at least a year. So that is the plan at this point.

I am in the great state of Michigan, and am continuing to save as much as I can so that I can start this as soon as I am able. I am looking to meet people that I could talk to further on Real Estate in general, investing, buy and hold, their personal experiences, and all of the other things that are encompassed in this exciting area of investing. I would love to connect and learn as much as I can.

Nice to meet ya,

Zac Kucharek, DPT