Looking to purchase soon.

[Winston Varghese]

Hello BP, i’ve been interested in purchasing a rental property in the past few months. I just have a few newbie questions. I am most likely going to purchase out of state and I currently live in NY. I’ve been frugal and saving every penny towards my first purchase. I also heard of this site roofstock.com on a recent podcast, and i wanted to know if it was reliable. 1)I currently make about $30k a year. I’m not sure if the bank would give me a loan even if i have enough saved due to my yearly income. My brother is also going to be supporting me, would i be able to do a joint loan application? Not sure how this would work. 2) How much down payment exactly would i need to finance a loan? Does it depend on my credit? 3) I’m looking to purchase on roofstock.com, should i look elsewhere? 4) A lot of the deals on there seem good, how would i know if a property is good to buy? Should i go fly down to the area and see the house first? 5) Should i go through a agent instead? 6) What interest rates should i be looking for?