Hard Money Maybe

[Charlotte Moore]

I will be purchasing my first wholesale property within the next 90 days. My credit is pretty good so I can get a conventional loan with a low interest rate, or get a hard money loan with a higher interest rate and fees. I also have money for a down payment. I've heard its best to use OPM (other people's money) whenever possible when wholesaling. Is this true under my circumstances?

I'm concerned about the high cost of OPM, especially if I do not find an investor/buyer as quickly as I'd like.

Please advise.