How to secure financing

[Cole Urbanovitch]

I am looking for help/feedback on what my odds of approval are and if it goes south what other options I may have. I am in the process of financing a property for 130k in a good area in mb it can be rented for $1300 a mth I am trying to get the first time home buyer 5% down through one of the high ratio lenders such as genworth, my wage is sufficient but my credit score is at 655.

is my likely hood of approval high? or should try a different approach to secure financing? I have 4 more days to secure financing so I have to act quickly.