Help! Insurance quote with or without wind

[Chai Xiong]

Got a 2500sqft house with a pool in the state of Florida.

Proper insurance quote was $1800 Wind Excluded $3000 with Wind

CBIZ insurance quote was $2100 Wind excluded $3600 with Wind

I like to get with Wind just incase we have another hurricane blow by since Florida is on Hurricane alley, how's everyone getting around this wind cost, are you just eating up the cost?

[Eric A.]

In the state of Florida you are required to have wind if you are in certain areas and have a mortgage. It is only a requirement of your bank so if it’s free and clear you can do anything you want. I always have wind on all our properties. Now, filing a claim and getting compensated is a whole other story. Good luck!