Short term Insurance

[Kari Rau]

I'm new to the STR scene with a recent purchase in Colorado. Curious as to how many of you purchased specific STR insurance vs. regular home insurance and who you are using. Also, are there additional STR policies out there to supplement my home insurance that is more affordable than using STR insurance? It seems pretty pricey!

[Blair Russell]

I had policies with Farmers andTravelers that they said allowed us to do STR, but I have switched recently to Proper because they add income loss protection and seem better suited to handle cases with short term renters. The price increase was not that much but definitely worth it for income loss protection, general liability, and for being certain that I have the right type of insurance.