Insurance Coverage for Air BnB?

[Jake Jaenicke]

BP Community,

My girlfriend and I are about to close on an SFR property that has a guest house that we plan on renting on Air Bnb and other sites (short - to - medium-term rental). I am running into issues with homeowners insurance. We will be living in the main 2B/2BA house for now, and renting the guest house.

Does anyone have any insights on how to structure an insurance policy that covers us for both standard homeowners insurance risks, and home-sharing activity risks such as theft, property damage, and personal injury?

Thank you!