Cozy.co or mysmartmove for renter payment options

[Todd Powell]

If you have experience with either one of these please comment.

Cozy.co or mysmartmove.com?

I take checks, money grams or cashier checks but my college aged tenants want a online or better way to transfer rent. I currently use Mysmartmove for screening and realize they have FREE money collection as renters would pay based on their method. Some people have directed me to Cozy, so overall which site is best for rent collection and also background screening ?

Is one better than the other?

Thank you for any input that would be helpful!!