General Landlording & Rental Properties
Market News & Data
General Info
Real Estate Strategies
Short-Term & Vacation Rental Discussions
presented by

Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Tax, SDIRAs & Cost Segregation
presented by

1031 Exchanges
presented by

Real Estate Classifieds
Reviews & Feedback
Updated over 5 years ago on .

efficiency of multiple mortgages in 50k vs 200k properties
I have been reading that up to 4 mortgages are easy to get and instead of the total amount on the mortgage the count matters.
How would these two compare? and which one should I go for? Assuming I can qualify for both.
- 4 mortgages on 50K property, let's say it has about 2 rent ratio so higher cash flow but little to no appreciation.
- 4 mortgages on 200K properties, with rent ratio of 1, lower cash flow but will appreciate better than 50K properties.
I was also thinking since rates are lower, would taking a mortgage on a higher amount be better, as it might go up in the future.
Trying hard to figure out the strategy that works the best.
I would appreciate if you have any suggestions.
Thanks.