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Updated over 5 years ago on .

User Stats

45
Posts
13
Votes
Bishwash Aryal
  • Rental Property Investor
13
Votes |
45
Posts

efficiency of multiple mortgages in 50k vs 200k properties

Bishwash Aryal
  • Rental Property Investor
Posted

I have been reading that up to 4 mortgages are easy to get and instead of the total amount on the mortgage the count matters.

How would these two compare? and which one should I go for? Assuming I can qualify for both.

- 4 mortgages on 50K property, let's say it has about 2 rent ratio so higher cash flow but little to no appreciation.

- 4 mortgages on 200K properties, with rent ratio of 1, lower cash flow but will appreciate better than 50K properties.

I was also thinking since rates are lower, would taking a mortgage on a higher amount be better, as it might go up in the future.

Trying hard to figure out the strategy that works the best. 

I would appreciate if you have any suggestions.

Thanks.