Number of Units Vs Insurance Policy

[Tosin Oluwatoye]

Hello BPI, 

I was out shopping insurance quotes for a 6 unit M/F property. My Insurance agent pointed out their max for a landlord policy is 4 units and anything above that has to go commercial. Is this industry standard practice or are there landlord policies out there for > 4 units M/F properties?

I will also like to know if it is advisable to go with a commercial property over a landlord policy as the #of units involved gets higher (6 in this case)

Thanks