Oil Heat - Included In Utilities?

[David Santore]

I'm trying to rent my 2nd floor in my owner/occupy, but I'm running into some resistance on my heat utilities as I have oil heat/hot water.

Currently I am including water/sewage but tenant would pay electric/heat/hot water.  I'm wondering if including water/sewage/heat/hot water with the tenant only paying electric would be a good way to get around these hesitations?  I'd make up for it by charging a higher per month rate, around $150-200 more/month.  My unit is a 2BR/1BA 800 square foot unit, am I setting myself up for significant pain in the future?

Truthfully I can't even estimate the heat costs for that floor - this is my first landlord/tenant/house experience.