Fire damage in the duplex rental

[Moncy Samuel]

Got a call today from my tenant about a fire incident in her unit in the duplex home which happened a week ago. Per the photos that she send, it appears like the something on the stove got on fire and caused the cabinets to damage. Not sure what the next steps are. Insurance deductible is $5k and don’t know whether it’s worth going with insurance. The tenant is a problem tenant and want to get rid of her badly. Pls advise