Do you have an 'insurance' clause in your rental contract?

[Claudia Schmidt]

I rent my properties unfurnished and already have insurance on them (excluding contents, as it's unfurnished), but was thinking of including a clause that states its the tenant's responsibility to have insurance for their belongings (contents). Do you do this? If so, could you please kindly share with me how you phrased this part in your contract? Many thanks!