security deposit vs. insurance

[David Adams]

Interested in BP community opinions and experience on security deposits versus landlord insurance. Obviously as the landlord, you don't have to pay to collect a security deposit whereas you'd have to pay for a landlord insurance policy if you decided to go that route. But might the convenience of not having to deal with a security deposit outweigh the cost of the insurance premium?

[Dan Perrott]

Can you explain what landlord insurance is?

I have property insurance and security deposits.  Not sure what your question is.  Both of these are required is you ask me.