Renter insurances limits or coverage

[Ryan M.]

I require renters to purchase and maintain renters insurance, naming me as the additional insured or interested party.  My question for this group is what limits or coverage do you require for the bulleted items below?  The insurance doesn't do much good if they don't have adequate coverage.  

• Personal Property
• Personal Liability
• Deductible
• Replacement cost
• water & sewer backup
• medical payments
• Loss of use
• Property damaage to others
• any that I may be missing or should consider?

Thanks in advance for your feedback.