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Updated almost 9 years ago on . Most recent reply

Hugo Salgado's profile image
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Hugo Salgado
  • from Bentonville, Arkansas
  • Member since May 1, 2016
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Hugo Salgado's profile image
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Hugo Salgado
  • from Bentonville, Arkansas
  • Member since May 1, 2016
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Hugo Salgado
  • Bentonville, AR
2
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General Landlording & Rental Properties

Duplex

Hugo Salgado
  • Bentonville, AR
Posted
When you buy a duplex to rent it out, do you have to pay home insurance? Im pretty new and trying to learn as much as i can
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Antonio Carter's profile image
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Antonio Carter
  • Real Estate Investor
  • from Independence, Missouri
  • Member since Apr 13, 2016
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Antonio Carter
  • Real Estate Investor
  • from Independence, Missouri
  • Member since Apr 13, 2016
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Antonio Carter
  • Real Estate Investor
  • Independence, MO
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Antonio Carter
  • Real Estate Investor
  • Independence, MO
Replied

Generally it is required to buy home insurance. In the case your house is burned by fire or gets blown down from a tornado as in the case of here in kansas city, your home insurance is there to rebuild everything. This is to protect you AND the tenant.

I would also recommend that you tell your tenant to purchase their own renter's insurance because YOUR home insurance most likely will not cover their stuff in case of a flood or lose. It should only cost the tenant no more than $10/month or so.

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