best home repair credit cards?

[Fernando Asencio]

im in the NEW jersey area, and have heard home depot home improvement has a good deal on hoe repair finance line of credit. Just wondering if anyone else uses this credit card or if i can get any recommendation as to which is the besT? thank you

[Jonathan Kim]

I'm not familiar with about Home Depot cards but I have done 2 renovations in NJ with credit cards.

I have decent credit so I have many credit cards. I charged everything on cards that rack up points quickly and then balance transfer everything to a 0% interest card. There plenty out there, research it. You'll pay the one time transfer fee of 3% but at the end of the day you pretty much financed the whole reno on zero interest. Another piece of advice is to schedule big renovations in the winter. November (black Friday), you see awesome saving on appliances and building material, even labor is cheaper. Secondly, try to do a lot of thing yourself like painting and such, things you can handle. Its good education and shifts your mind set to a "can do" attitude, which is no. 1 requirement in this business. Good luck!