Landlord Insurance Policy

[Calvin Kwan]

Hi, 

Just wondering who everyone is using for their landlord insurance policies.  I got a great rate with Hippo a few years back, but unfortunately, they're no longer issuing landlord policies.  I just got a quote from YoungAlfred.com and they quoted me $175/month for a triplex w/ 500K liability.  My property is a built in 1895, so it's been more difficult to find insurers.  

Thoughts?  
 

[Osazee Edebiri]

Quote from @Calvin Kwan:

Hi, 

Just wondering who everyone is using for their landlord insurance policies.  I got a great rate with Hippo a few years back, but unfortunately, they're no longer issuing landlord policies.  I just got a quote from YoungAlfred.com and they quoted me $175/month for a triplex w/ 500K liability.  My property is a built in 1895, so it's been more difficult to find insurers.  

Thoughts?  
 

Hey Calvin,
 
I am using a Broker.

I used to use one insurance company Safeco for everything under an umbrella to get discounts. They wouldn’t do one of my Oakland properties, so my broker found https://www.foremost.com/

which Covered the property and still gave me the umbrella discount even though I have different insurance companies I am using.

I recommend looking into that kind of situation.