I have had it with Bank of america. They charge for everything possible right down to nickel and diming you for transactions that take five business days. As an investor quite frequently I need to wire funds to title companies etc and even in 2022 when all that is handled electronically, I'm still charged $30 each and every time. I get conflicting information from customer service even on the same phone call. And although this may be across many banks why are bankers hours of 9:00 a.m. to 4:00 p.m. still a thing? The whole rest of the working world works from 9:00 to 5:00 at minimum.

NerdWallet says Chase and Wells Fargo are the best for small business but who knows if companies pay for these promotions on the internet nowadays. What is everyone's experience with their own banks? There's the very small concern of the number of brick and mortars that I would need to go to but less fees and better customer service would make me drive a bit further to get large amounts of cash if I had to.