Rented our SFH - do i need to update? Insurance

[Mitch Polatin]

Hello, we have a single-family home in Florida and one in California, we used to reside in both of these, but just moved out of them over the last year or so. These are now rented. I kept our insurance as is in regards to homeowners, but now I’m realizing I probably should’ve updated it? I may be wrong, but it seems it’s difficult to get landlord insurance? Or you need to have owned the property for years?

Any help is appreciated.