@Clayton Hepler I'm getting a HELOC with S&T Bank right now on my primary which is a duplex that I live in one of the units. 90% LTV with little to no fees and they cover appraisal. .99% for 6 months then goes to high 2's I believe. 2nd position since I have a mortgage on it.
@Jeremy Taggart, Thanks for the reply man. Unfortunately, they don't do 3 units. For anyone else that may benefit from this trend, I did find two lenders who can. PSECU and Scottdale Bank - A Mid Penn Bank.