What would you do, and who would you use?

[Nathan S.]

Hi BiggerPockets Community,

I am looking to find or be connected with great banks, credit unions, and hard money lenders to work with in Southern California. What do you typically look for or avoid, and where have you had your positive experiences? I just started a flip and wholesaling business and will be opening a business account for the business(LLC) for credit cards, expenses, and overall clean accounting. Not sure which bank I should go through, or if it may be better to use a credit union to build a relationship for better lending options later, what do you think?

I do have a few private money partners that can finance deals I find. However, I do anticipate finding deals that may not fit what they like, but that I personally may want to pursue.  I am looking for private money lenders and other lending/financial institutions that I could work with in the instances where my private money partners pass, but the deal is too good to pass up. 

What would you do if you find a good deal and all your established partners decide to pass, but you feel you need to pursue it yourself?

Thank you for reading, and appreciate all referrals and feedback you are able to provide.