Seeking loan professional with specific expertise.

[Lesley J.]

I am looking for someone who can successfully procure a conventional
loan for me, to refinance my primary residence from a high interest loan to a convetional loan, the loan amount is less than 50% LTV, approx 100K.

This person needs to have experience in understanding complex tax
returns and in house underwriting, with whom they can discuss tax
return questions.

I am tired of having depreciation, and one time expenses counted towards my DTI ratio.