ISO loan for my first SFR "house-hack" rental

[Daniel Porter]

Hi,

I am in search of a loan for buying my first 3/2 SFR "house hack" rental in a growing NE dallas. It's a growing area, and the few houses i've been looking at are in the 90k-100k price range.

I'll bring a 15-20% down payment, possibly more. 
>1.25 DSCR, with 6mo of reserves on hand.
i'll fund the repairs myself, only buying structurally sound properties in C+/B- neighborhoods. 
Ive been in dallas for 7 years now, and I know where the better spots of the east dallas neighborhoods are. I'll be living there myself, and renting out to tenants i know first or second hand, so it will certainly not be in a war zone! haha. 

i'm looking for:
15-30 yr loan, with a competitive interest rate
no prepayment penalties 

ideally i'll  be able to refinance out of it in 2-3 years after claiming the boarder income on my tax returns. The loan can be to me or to my S Corp. 

proof of funds upon request. 

let me know what you have! or if you know of anybody trying to liquidate their portfolios in DFW.

all the best, 

dan
712-251-1996