Keep in mind that if you present a POF letter and claim the funds are yours, or are available to you, and they are not...That's fraud. Usually frowned upon by sellers, buyers, and most law enforcement organizations.
POF would be just that Proof of funds. As in your bank account proving you have the funds.
Sounds like your talking about a pre approval letter. You should get this from a bank or a HML that you have talked with.
there are online companies that will give out pre approval letters to anyone if they pay them a fee. Most sellers are smart enough to know that these letters mean practically nothing.
Keep in mind that if you present a POF letter and claim the funds are yours, or are available to you, and they are not...That's fraud. Usually frowned upon by sellers, buyers, and most law enforcement organizations.
@Richard. I'm am doing everything legal that's why I'm asking. I'm trying to get a hard money so trying to determine if I can get proof of funds that way.