My client is under contract on a 4800 sq ft 4 unit retail center in Houston, Tx. We have found financing through a couple of brokers, but my client does not want to pay a broker fee for financing. Can anyone recommend a direct lender who won't charge tons of fees who would write the loan? Looking for approx $380k funding 20% down. 30 year fixed is preferred. Client has excellent credit and several SFR that are paid off. The center is currently fully leased but a couple of the leases expire next year. One in January and the other in November. The other two are in 2025 and 2026. The listing agent believes all tenants will renew. Cap rate on the property is 13.5% and Houston has a shortage of retail spaces. This property was recently renovated and is on a busy corner.