401K Roth conversion .... Solo option

[Tony Hightower]

I currently have a 401k with my employer with a mid 100's balance. I also have the ability, self employment, to open a solo401k with the intention of eventually rolling over my employer balance if I retire or forced to leave.

I also have the option of making my 401k a Roth. Roth was not available when account was started. I have not changed it because of the large tax hit I would take, considering my family income and thought I could convert in 4-5 years when wife retires(less income), I would still have 10 or so working years.

Question is, with the change in tax rate should I just go ahead and Convert this in 2018? Not sure If I can do partial conversion and plan over a few years to save some on tax hit.(Fidelity 401k?) . But I do believe I can immediately change my contributions to Roth.

2nd Question, When in a Roth 401k are my employer matched contributions taxed to me?

I know there are lots of other things that may go into it. And if I open a Solo401k this year(18) I will only be able to put in 4-5k.

Just wanting to be prepared for fast movement when needed.

Thanks

T