Canada - Finding a good account and lawyer

[Account Closed]

Hi everyone,

Myself and my girlfriend are starting our REI adventures this year, we've saved some money, and preliminary discussions with the bank manager sound very promising for mortgage approval. Prior to starting the mortgage approval process we want to get some insight into how to best structure our future empire. Canada offers so nice first time home owner incentives (GST waived, interest free loan on 50% of down-payment up to $37500) and we want to individually avail of these in turn.

This year we plan to first purchase a live-in flip until the seasoning period allows us to refinance or sell without penalty. I assume that we would have to have the mortgage under only 1 of our names, but the deed could be under both names in order to only use up 1 persons incentives? 

Looking for advice on the issue above, and also looking for advice on finding a good accountant and lawyer; further explanation on what roles they specifically serve to a investor; and what questions to ask to determine their suitability.

Best Regards, 

Tristan + Karen

[Account Closed]

Thanks @Thomas S.

Can you elaborate further on why I would benefit from a financial advisor at this stage? Also any advice on best payment terms for an advisor; flat fee or % of, and the pros/cons of each