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Updated over 9 years ago,
Best Investments For an IRA (SDIRA)?
I have recently been evaluating what to do with my IRA. I first thought I would use it to do crowdfunding investments but I believe they gives you part of depreciation deduction in most cases so I lose that valuable deduction (though the gain on sale would be tax free). As such, I am not sure it is the most efficient investment and the same applies for owning homes in the IRA, not to mention the headaches with UBTI and other issues (doing work yourself etc.).
The other option most people talk about is note investing but the amount I have is less than $100K so the people I know that do notes and HML at greater than 15% returns won't take me. I know you can't lend the money to yourself. I could obviously lend but rates are coming down and 12% is a decent return but I could defiantly find better uses for the money.
Does anyone have any better ideas for using SDIRA money? Or am I mistaken about my analysis above?