Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here

Join Over 3 Million Real Estate Investors

Create a free BiggerPockets account to comment, participate, and connect with over 3 million real estate investors.
Use your real name
By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions.
The community here is like my own little personal real estate army that I can depend upon to help me through ANY problems I come across.
Tax, SDIRAs & Cost Segregation
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated over 9 years ago,

User Stats

808
Posts
417
Votes
Charles Worth
  • Investor
  • New York City, NY
417
Votes |
808
Posts

Best Investments For an IRA (SDIRA)?

Charles Worth
  • Investor
  • New York City, NY
Posted

I have recently been evaluating what to do with my IRA. I first thought I would use it to do crowdfunding investments but I believe they gives you part of depreciation deduction in most cases so I lose that valuable deduction (though the gain on sale would be tax free). As such, I am not sure it is the most efficient investment and the same applies for owning homes in the IRA, not to mention the headaches with UBTI and other issues (doing work yourself etc.).

The other option most people talk about is note investing but the amount I have is less than $100K so the people I know that do notes and HML at greater than 15% returns won't take me. I know you can't lend the money to yourself. I could obviously lend but rates are coming down and 12% is a decent return but I could defiantly find better uses for the money.

Does anyone have any better ideas for using SDIRA money? Or am I mistaken about my analysis above?

Loading replies...