All in One / Vortex Loans

[Kat Hughes]

Hi!  Has anyone had experience using all in one loans / vortex loans?  it sounds good but I'm not sure if it's the right way to go.  Basically it's a faster way to pay down your loan because it applies your payments to principal first and not interest...  but if it's a really good product, I'm wondering how come not a lot of people use this kind of loan...