Creative financing ideas needed for multifamily

[Jake Toth]

Currently working on my 3rd deal, so far i have a duplex and a 4 bedroom single family home. I am looking at buying a 10 unit building consisting of 10 2 bed 1 bath units that all rent for between 550 and 625 per month close to a college campus with an asking price of 325k. so far after analyzing the deal with piti and other expenses it looks to cashflow between 2500 and 3k per month. the problem i have is i expended the majority of my working capital on my last 2 deals that i bought within the last 10 months so currently only have 15-20k to work with on this. My idea is to secure seller financing with a land contract that requires a very small down payment or even a larger "down payment" broken down over multiple yearly payments. i would like to do a 30 year amortization with a balloon payment due between 5-10 years from now and refi to a commercial loan with my usual lender. I understand that this may be a longshot and was looking for other creative financing ideas in order to get this deal done.