2 family to 1 conversion to house hack hard money help

[Samuel Dias]

Hey, trying to put together this puzzle, and make the contacts that can help me get this done. I currently own a 3 family in mass. 1 year in, not enough equity to refinance just yet. Looking to acquire a 2 family house that is really a single family with an in law. Seller wants 450. 2800 sq ft, not including 1200 sq ft in law. This house comes with a buildable lot attached (needs to be separated) that is worth 145k. One of the best neighborhoods of an excellent town. Million dollar properties abutting house and buildable lot. I have an FHA on my 3 family, and wouldn't be able to pick up this property for less than 20% down. Through bank, they dont accept seller financing on the other portion. With repairs this house could be 650+ after the conversion to single family. I'm looking for a private lender that would be able to finance this property in a 75% after repair value with 3k/ monthly or less, and full due in 1-2 years. Anyone out here who can assist me with this? In Massachusetts. Credit low only due to card utilization. Could pay off and be 700+ in 30 days or less