Financing Needed on 10 Unit Residential Property in North NJ

[Michael Willis]

Hi All, I need a capable, reputable and experienced commercial finance expert's assistance. I have about 20% cash in hand on a residential commercial property at 975k with 10 units, which is occupied in Northern NJ.  Total cash in hand is 190-195k or almost exactly 20%. There are several issues like no reserves, and not to 30%. Need an ideas person to assist. Perhaps a 20% mortgage with a 10% line of credit?