BRRRR or using private lending WITHOUT w2?

[Lena Wang]

Hi, I have a W2 right now, but plan to quit w2 for life asap. I have a plan to acquire 1-2 4plexes while on my W2, then moving on to Commercial or use BRRRR.

I have some questions: 

1. I understand that for commercial real estate investing, lending banks don't really look at w2, is that the overall experience? So I would be able to get away with not having a w2?

2. If I were to do BRRRR down the line on a 4plex, assuming I have the cash, but NOT a w2, how would I do the refinance part without the W2?

3. Same scenario above, but if it's commercial, let's say a 10plex, for the refinancing the bank would look at it as a commercial and thus I would not need a w2, correct? 

4. For private lenders, do they need to look at my w2? Are there any lenders who don't need to look at your w2? 

FYI: Assume a credit score of above 740, no bankruptcy.